Persons with co-occurring mental and substance abuse disorders must address both issues if there is any hope for them to recover completely. Some people take drugs or alcohol to relieve symptoms of mental health problems, and some individuals take drugs which then, in turn, causes symptoms which are identical to mental health problems, such as depression and anxiety. Addiction treatment professionals know how to distinguish between the two, and can work with clients to correctly treat real mental health disorders in tandem with any other substance abuse treatment that is done with the individual. This has proven to be effective in keeping people with mental health issues off of drugs and alcohol and mentally stable and productive.

Self payment substance abuse rehab centers are a great alternative to other types of treatment centers i.e. private medical insurance and state funded facilities. People who are capable of attending self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse rehab program. In order to learn more about self payment at a specific program, contact a drug or alcohol treatment center and inquire as to their payment options. It is beneficial to contact a number of programs so that you have an understanding of your choices regarding treatment options and payment options.

Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances such as whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug or alcohol treatment, and there are a lot of drug and alcohol treatment facilities throughout the country which are covered through Medicaid. Most drug rehabilitation programs which are covered through Medicaid may only deliver a limited treatment curriculum and may only deliver such treatment on a short term basis, usually 30 days or less. Individuals who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of such a program.

Some individuals are covered through state financed insurance because they fail to meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug treatment facilities around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug treatment providers. To find out which rehab programs will accept state financed insurance, consult a substance abuse treatment specialist.

If someone is addicted to drugs or alcohol and is looking for help, many effective substance abuse rehabilitation programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective substance abuse treatment programs which require an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can vary in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug rehabilitation facility. For additional information, speak with with an addiction specialist at a drug treatment program in your area to find out which programs your private health insurance will cover.

Military health insurance typically relates to TRICARE and is a normally accepted insurance for certain drug treatment facilities. A drug rehab that accepts military insurance will commonly accept most other types of insurance as well. TRICARE usually covers detoxification, rehab and outpatient treatment.