Self payment drug treatment centers are an excellent alternative to other types of treatment programs i.e. private medical insurance and state funded facilities. Individuals who are able to attend self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse rehab program. To learn more about self payment at a specific program, contact a substance abuse rehab program and ask about their payment options. It is beneficial to contact a number of facilities so that you have a comparison of your choices with regards to treatment options and payment options.

Medicaid is a type of health insurance which is made available to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors such as whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug rehab, and there are a lot of drug and alcohol treatment programs throughout the country which are covered through Medicaid. Many drug and alcohol rehabilitation programs which are covered through Medicaid may only deliver a limited treatment curriculum and may only provide such treatment on a short term basis, typically 30 days or less. People who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of such a program.

Some people are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug treatment facilities around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug rehabilitation providers. To find out which rehabilitation programs will accept state financed insurance, speak with a drug and alcohol treatment specialist.

If someone is addicted to drugs or alcohol and is looking for help, there are many effective substance abuse rehab programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective drug or alcohol rehab centers which require an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can differ in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug rehab facility. For more information, consult with a treatment professional at a drug rehab center in your area to see which services your private health insurance will cover.

Military health insurance normally refers to TRICARE and is a normally accepted insurance for specific drug treatment programs. A drug rehab that accepts military insurance will typically accept most other types of insurance as well. TRICARE commonly covers detox, rehabilitation and outpatient treatment.

Paying for drug rehabilitation can be a problem, because typically all resources have been exhausted because of the persons addiction. Many drug treatment programs understand this fact which is why many drug and alcohol rehabilitation facilities around the country provide payment arrangements known as a sliding scale fee. There are many variables put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug and alcohol rehab facilities would rather find a way to make it work financially so that those that need addiction help can acquire the help they need.