Drug or alcohol rehab programs which are delivered on an outpatient basis are readily available to addicted people who have circumstances which prevent them from being able to take part in an inpatient treatment facility. An outpatient drug and alcohol treatment facility offers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug or alcohol treatment center where the person is required to remain at the rehabilitation center until treatment has been fully completed. Outpatient drug or alcohol rehab is also available for individuals who have completed residential or inpatient treatment but require a thorough aftercare program which will provide further support and therapy to help them remain clean and sober.

Self payment substance abuse treatment centers are an outstanding alternative to other types of treatment programs i.e. private medical insurance and state funded programs. Individuals who are capable of attending self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug rehab program. In order to learn more about self payment at a specific program, contact a substance abuse treatment center and ask about their payment options. It is a good idea to contact several programs so that you have a comparison of your choices with regards to treatment options and payment methods.

Medicaid is a type of health insurance which is made available to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors such as whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug rehabilitation, and there are many drug treatment facilities throughout the country which are covered through Medicaid. Many drug and alcohol rehabilitation programs which are covered through Medicaid may only provide a limited treatment curriculum and may only provide such treatment on a short term basis, usually 30 days or less. People who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of a Medicaid rehab program.

Drug addiction and alcoholism affects many older Americans and seniors, and this problem continues to grow as each year passes. Seniors who are covered through the Medicare program, an insurance program funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive vital treatment services for substance abuse at a variety of substance abuse treatment programs around the country. Medicare covers both inpatient and outpatient rehab facilities, and seniors who wish to receive help can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

Some individuals are covered through state financed insurance because they fail to meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug and alcohol rehab programs around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient substance abuse rehab services. To find out which treatment facilities will accept state financed insurance, consult a substance abuse treatment advisor.

When someone is addicted to drugs or alcohol and is looking for help, there are many effective substance abuse rehabilitation programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial drug rehab programs which provide an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can vary in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol rehabilitation program. For more information, consult with an addiction specialist at a substance abuse rehab facility in your area to see which programs your private health insurance will cover.

Paying for drug rehabilitation can be a challenge, because typically all resources have been exhausted due to the persons addiction. Many drug rehab facilities recognize this fact which is why many drug and alcohol rehabilitation facilities around the country offer payment options known as a sliding scale fee. There are various variables put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug and alcohol rehabilitation programs would rather find a way to make it work financially so that those suffering with addiction can acquire the help they need.