Drug or alcohol treatment programs which are delivered on an outpatient basis are available to addicted people who have circumstances which prevent them from being able to participate in an inpatient treatment facility. An outpatient drug and alcohol rehabilitation center delivers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug treatment facility where the person is required to remain at the treatment center until the treatment process has been fully completed. Outpatient drug or alcohol rehab is also offered for those who have completed residential or inpatient treatment but also need a thorough aftercare and relapse prevention program which will provide additional support and treatment to help them remain clean and sober.

Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors such as whether or not the person has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug or alcohol rehabilitation, and there are a lot of drug and alcohol treatment facilities throughout the country which are covered through Medicaid. Many drug rehabilitation programs which are covered through Medicaid may only provide a limited treatment curriculum and may only deliver such treatment on a short term basis, typically 30 days or less. People who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to acquire the full rewards of a Medicaid rehab program.

Some individuals are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol treatment centers around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient substance abuse rehab services. To find out which rehab facilities will accept state financed insurance, speak with a drug treatment professional.

When a person is addicted to drugs or alcohol and is seeking help, there are many effective substance abuse treatment programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective drug rehab programs which provide an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can vary in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol treatment program. For additional information, speak with with an addiction specialist at a substance abuse rehab facility in your area to see which services your private health insurance will cover.

Military health insurance normally relates to TRICARE and is a typically accepted insurance for specific drug treatment programs. A drug rehab that accepts military insurance will generally accept most other types of insurance as well. TRICARE generally covers detox, rehabilitation and outpatient treatment.

Many drug treatment facilities in the United States provide payment assistance to men and women having difficulties with drug or alcohol addiction and want to get help. The person in need of treatment can choose a rehab facility which is a good fit, meaning the treatment curriculum and design of the program would offer them the best results. The addicted person can then consult with one of the treatment professionals at the drug treatment center to talk about what kind of payment assistance options are available or that they qualify for. The financial department in most drug rehabilitation programs are more than willing to work with potential clients to get them started by offering payment assistance, and if this is unavailable, treatment professionals will often work with the person to locate an equivalent or similar rehab facility which is more affordable or that can offer workable financing options so that they can get the rehabilitation they so desperately need.