Self payment drug and alcohol rehab facilities are a great alternative to other types of rehabilitation facilities i.e. private medical insurance and state funded programs. Individuals who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol treatment program. To learn more about self payment at a specific program, contact a substance abuse rehabilitation program and inquire as to their payment options. It is a good idea to contact several facilities so that you have a comparison of your choices with regards to treatment options and payment options.

Medicaid is a type of health insurance which is made available to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances such as whether or not the person has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug or alcohol rehabilitation, and there are many drug and alcohol treatment programs throughout the country which are covered through Medicaid. Most drug rehab facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only deliver such treatment on a short term basis, usually 30 days or less. Individuals who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of a Medicaid rehab program.

Some individuals are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug rehab centers around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse treatment providers. To find out which rehab facilities will accept state financed insurance, consult a substance abuse treatment advisor.

If somebody is addicted to drugs or alcohol and is looking for help, many effective drug or alcohol rehab facilities accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective drug or alcohol rehab programs which provide an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can vary in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol rehab program. For additional information, consult with an addiction specialist at a drug or alcohol rehabilitation program in your area to find out which programs your private health insurance will cover.