Hospital inpatient drug or alcohol treatment is carried out in a hospital setting and is overseen by doctors and other medical staff. Hospital inpatient treatment is sometimes necessary in the beginning stages of abstinence when the person may experience the onset of life threatening withdrawal symptoms, which is sometimes true when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which must be monitored very carefully by medical professionals to minimize ant dangerous health complications. Hospital inpatient treatment is also delivered to those who desire a medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detox technique to avoid the harsh withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detoxification is not considered full rehabilitation and these people will require additional counseling and therapy to fully recover from addiction.

Self payment substance abuse treatment centers are a great alternative to other types of rehab facilities i.e. private medical insurance and state funded facilities. People who are capable of attending self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse treatment program. To learn more about self payment programs, make contact with a drug or alcohol rehab center and ask about their payment options. It is beneficial to contact several facilities so that you have an understanding of your choices regarding rehab options and payment methods.

Medicaid is a type of health insurance which is made available to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors including whether or not the person has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug rehab, and there are many drug and alcohol rehab centers throughout the country which are covered through Medicaid. Most drug rehabilitation facilities which are covered through Medicaid may only deliver a limited treatment curriculum and may only provide such treatment on a short term basis, typically 30 days or less. People who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of a Medicaid rehab program.

Drug addiction and alcoholism affects many older Americans and seniors, and this issue continues to grow as each year passes. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive treatment services for addiction at a wide variety of substance abuse rehabilitation programs around the country. Medicare covers both inpatient and outpatient rehab facilities, and seniors who wish to receive help can consult with their primary care physician to choose a treatment program covered by Medicare which would fit his or her particular needs.

Some individuals are covered through state financed insurance because they fail to meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug rehab programs around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug treatment providers. To find out which rehabilitation programs will accept state financed insurance, speak with a drug treatment professional.

If a person is addicted to drugs or alcohol and is looking for help, many effective substance abuse treatment facilities accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more beneficial substance abuse rehab programs which require an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug rehab program. For more information, consult with a treatment professional at a drug or alcohol rehab center in your area to see which services your private health insurance will cover.