Individuals can become addicted to drugs or alcohol no matter their handicap, disability or personal physical challenge. This sometimes makes individuals particularly more susceptible to becoming involved in drug or alcohol use, because of the varying challenges that this can bring about in the person's life. This is true for individuals in the deaf and hearing impaired community as well, and treatment for substance abuse and addiction is sometimes necessary. Deaf or hearing impaired persons will need ASL or other assistance as part of their treatment needs, and there are drug and alcohol rehab facilities available which cater to these needs. Professional substance abuse counselors who know ASL and can provide other necessary assistance to deaf or hearing impaired substance abusers.

Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors including whether or not the individual has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug or alcohol rehab, and there are many drug and alcohol rehab centers throughout the country which are covered through Medicaid. Many drug and alcohol rehabilitation facilities which are covered through Medicaid may only deliver a limited treatment curriculum and may only supply such treatment on a short term basis, typically 30 days or less. Individuals who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to acquire the full rewards of a Medicaid rehab program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered through the Medicare program, an insurance program funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive vital treatment services for substance abuse at a wide variety of substance abuse treatment facilities around the country. Medicare covers both inpatient and outpatient rehab facilities, and seniors who are in need of help can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

Some individuals are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug rehab centers around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse rehab providers. To find out which rehabilitation programs will accept state financed insurance, speak with a drug treatment advisor.

When a person is addicted to drugs or alcohol and is seeking help, there are many effective substance abuse rehab programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective substance abuse rehab centers which offer an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can vary in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol rehab program. For additional information, consult with a treatment professional at a drug or alcohol treatment center in your area to see which services your private health insurance will cover.