Self payment drug rehab centers are a great alternative to other types of rehabilitation centers i.e. private medical insurance and state funded programs. Individuals who are capable of attending self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol rehab program. To learn more about self payment at a specific program, make contact with a drug rehab center and inquire as to their payment options. It is a good idea to contact a number of programs so that you have an understanding of your choices regarding rehab options and payment options.

Medicaid is a type of health insurance which is made available to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances such as whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug or alcohol rehab, and there are many drug rehab centers throughout the country which are covered through Medicaid. Most drug and alcohol rehab facilities which are covered through Medicaid may only deliver a limited treatment curriculum and may only supply such treatment on a short term basis, typically 30 days or less. Individuals who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of a Medicaid rehab program.

Drug addiction and alcoholism affects many older Americans and seniors, and this issue is projected to only worsen in the coming years. Seniors who are covered through the Medicare program, an insurance plan funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive treatment services for addiction at a variety of substance abuse rehab facilities around the country. Medicare covers both inpatient and outpatient rehab programs, and seniors who wish to receive treatment can consult with their primary care physician to choose a rehab program covered by Medicare which would fit his or her particular needs.

Some individuals are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug rehab centers around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse treatment providers. To find out which treatment facilities will accept state financed insurance, consult a drug and alcohol treatment professional.

When a person is addicted to drugs or alcohol and is seeking help, there are many effective drug treatment facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug rehab centers which provide an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug rehab program. For additional information, speak with with an addiction specialist at a substance abuse rehab center in your area to find out which services your private health insurance will cover.