Hospital inpatient drug treatment is done in a hospital setting and is supervised by doctors and other medical staff. Hospital inpatient treatment is sometimes necessary in the beginning stages of abstinence when the person may experience the onset of life threatening withdrawal symptoms, which is sometimes true when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which should be monitored very carefully by medical professionals to minimize ant dangerous health complications. Hospital inpatient treatment is also administered to those who desire a medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detox approach to avoid the harsh withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detox is not treatment in itself however, and these individuals will need additional counseling and therapy to fully recover from addiction.

Self payment substance abuse rehab centers are an outstanding alternative to other types of rehabilitation facilities i.e. private medical insurance and state funded facilities. People who are able to attend self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol treatment program. To learn more about self payment at a specific program, contact a drug or alcohol rehabilitation program and inquire as to their payment options. It is beneficial to contact several facilities so that you have a comparison of your choices with regards to rehab options and payment methods.

Medicaid is a type of health insurance which is accessible to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors such as whether or not the individual has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug or alcohol rehab, and there are a lot of drug and alcohol rehab centers throughout the country which are covered through Medicaid. Many drug rehabilitation facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only deliver such treatment on a short term basis, usually 30 days or less. People who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of such a program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this issue is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for addiction at a variety of drug treatment centers around the country. Medicare covers both inpatient and outpatient rehab facilities, and seniors who are in need of help can consult with their primary care physician to choose a treatment program covered by Medicare which would fit his or her particular needs.

Some individuals are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug and alcohol rehab programs around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug rehabilitation services. To find out which rehabilitation programs will accept state financed insurance, speak with a drug and alcohol treatment advisor.

If a person is addicted to drugs or alcohol and is looking for help, many effective drug or alcohol treatment programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective substance abuse rehab facilities which offer an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can vary in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol rehabilitation facility. For more information, consult with an addiction specialist at a drug or alcohol rehabilitation center in your area to find out which programs your private health insurance will cover.