Hospital inpatient drug treatment is done in a hospital setting and is supervised by doctors and other medical staff. Hospital inpatient treatment is often necessary in the beginning stages of abstinence when the client may experience the onset of life threatening withdrawal symptoms, which is sometimes true when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which must be monitored very carefully by medical professionals to minimize ant dangerous health complications. Hospital inpatient treatment is also delivered to those who choose to undergo medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detox technique to manage the severe withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detox is not considered full rehabilitation and these individuals will require further counseling and therapy to entirely recover from addiction.

Self payment drug rehab programs are an excellent alternative to other types of treatment centers i.e. private medical insurance and state funded programs. People who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse rehab program. In order to learn more about self payment at a specific program, make contact with a drug rehabilitation center and inquire as to their payment options. It is a good idea to contact a number of programs so that you have an understanding of your choices regarding rehab options and payment options.

Medicaid is a type of health insurance which is accessible to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances such as whether or not the person has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug rehab, and there are many drug and alcohol rehabilitation facilities throughout the country which are covered through Medicaid. Many drug and alcohol rehabilitation facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, usually 30 days or less. People who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of a Medicaid rehab program.

Drug addiction and alcoholism affects many older Americans and seniors, and this issue is projected to only worsen in the coming years. Seniors who are covered through the Medicare program, an insurance program funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for addiction at a wide variety of drug and alcohol treatment programs around the country. Medicare covers both inpatient and outpatient rehab facilities, and seniors who are in need of treatment can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

Some individuals are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer state financed health insurance to those who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug and alcohol rehab programs around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse treatment providers. To find out which rehabilitation facilities will accept state financed insurance, speak with a substance abuse treatment advisor.

When a person is abusing drugs or alcohol and is looking for help, there are many effective substance abuse rehabilitation facilities accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more beneficial substance abuse treatment centers which require an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can vary in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol treatment facility. For additional information, consult with an addiction specialist at a drug or alcohol rehabilitation program in your area to find out which services your private health insurance will cover.