Substance abuse treatment is offered in a wide range of different treatment settings with a variety of different treatment approaches. For example, some substance abuse treatment can be performed on an outpatient basis, where the individual will typically participate in treatment during the day but is allowed to return home daily. Other substance abuse treatment requires the individual to stay in a hospital or residential facility during the entire course of treatment, which is particularly helpful in resolving more severe cases of addiction. Inpatient and residential substance abuse treatment can be done on a short term or long term basis, depending on different circumstances which can be different for each person. Most substance abuse treatment will focus on getting the person physically rehabilitated, and then focus on underlying psychological and emotional issues which will help them avoid relapse in the future.

Drug or alcohol treatment programs which are provided on an outpatient basis are available to addicted individuals who have circumstances which prevent them from being able to participate in an inpatient rehab program. An outpatient drug rehab program offers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug or alcohol rehab facility where the person is expected to remain at the rehab center until treatment has been fully completed. Outpatient drug rehabilitation is also available for individuals who have already gone through residential or inpatient treatment but require a thorough aftercare program which will provide additional support and treatment to help them avoid relapse.

Self payment drug treatment centers are an excellent alternative to other types of treatment facilities i.e. private medical insurance and state funded facilities. People who are able to attend self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol rehabilitation program. In order to learn more about self payment programs, contact a drug treatment center and ask about their payment options. It is beneficial to contact a number of programs so that you have an understanding of your choices with regards to treatment options and payment options.

Medicaid is a type of health insurance which is made available to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other circumstances including whether or not the person has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug rehab, and there are many drug and alcohol rehab centers throughout the country which are covered through Medicaid. Many drug rehabilitation facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, typically 30 days or less. Individuals who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of a Medicaid rehab program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this problem continues to grow as each year passes. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive vital treatment services for drug or alcohol addiction at a variety of substance abuse treatment facilities around the country. Medicare covers both inpatient and outpatient rehabilitation facilities, and seniors who wish to receive help can consult with their primary care physician to choose a treatment program covered by Medicare which would fit his or her particular needs.

Some people are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug treatment centers around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient substance abuse rehabilitation services. To find out which rehab programs will accept state financed insurance, speak with a substance abuse treatment specialist.

If someone is addicted to drugs or alcohol and is looking for help, there are many effective substance abuse treatment facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug or alcohol rehab facilities which require an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can differ in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug treatment facility. For more information, consult with an addiction specialist at a substance abuse rehab center in your area to find out which services your private health insurance will cover.

Military health insurance usually relates to TRICARE and is a commonly accepted insurance for specific drug treatment programs. A drug rehab that accepts military insurance will generally accept most other types of insurance as well. TRICARE normally covers detoxification, rehab and outpatient treatment.

Paying for drug or alcohol rehabilitation can be a problem, as all resources have been exhausted because of their addiction. Many drug rehab programs understand this reality which is why many drug and alcohol rehabilitation programs around the country offer payment options known as a sliding scale fee. There are several variables put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug treatment facilities would rather find a way to make it work financially so that those that need addiction help can get the help they need.