Self payment drug rehab centers are an excellent alternative to other types of rehabilitation programs i.e. private medical insurance and state funded facilities. People who are capable of attending self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol rehab program. In order to learn more about self payment at a specific program, contact a substance abuse treatment program and inquire as to their payment options. It is a good idea to contact a number of programs so that you have an understanding of your choices with regards to treatment options and payment methods.

Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors such as whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug or alcohol rehabilitation, and there are a lot of drug treatment programs throughout the country which are covered through Medicaid. Most drug rehabilitation programs which are covered through Medicaid may only provide a limited treatment curriculum and may only deliver such treatment on a short term basis, typically 30 days or less. Individuals who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of a Medicaid rehab program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for drug or alcohol addiction at a wide variety of drug rehabilitation programs around the country. Medicare covers both inpatient and outpatient rehab programs, and seniors who are in need of treatment can consult with their primary care physician to choose a rehab program covered by Medicare which would be suitable for them.

Some people are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug rehab facilities around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug treatment services. To find out which rehab facilities will accept state financed insurance, consult a drug treatment advisor.

If an individual is abusing drugs or alcohol and is seeking help, many effective drug treatment programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective substance abuse rehab facilities which provide an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can differ in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol treatment program. For additional information, consult with an addiction specialist at a drug or alcohol rehabilitation facility in your area to find out which services your private health insurance will cover.