Self payment drug rehab centers are an excellent alternative to other types of rehabilitation programs i.e. private medical insurance and state funded facilities. People who are capable of attending self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol rehab program. In order to learn more about self payment at a specific program, contact a substance abuse treatment program and inquire as to their payment options. It is a good idea to contact a number of programs so that you have an understanding of your choices with regards to treatment options and payment methods.

Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors such as whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug or alcohol rehabilitation, and there are a lot of drug treatment programs throughout the country which are covered through Medicaid. Most drug rehabilitation programs which are covered through Medicaid may only provide a limited treatment curriculum and may only deliver such treatment on a short term basis, typically 30 days or less. Individuals who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of a Medicaid rehab program.

Some people are covered through state financed insurance because they fail to meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol rehabilitation programs around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug rehabilitation services. To find out which rehab programs will accept state financed insurance, consult a drug and alcohol treatment advisor.

When a person is addicted to drugs or alcohol and is looking for help, there are many effective drug or alcohol rehab programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug rehab facilities which require an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can differ in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug rehab facility. For additional information, consult with a treatment professional at a substance abuse treatment facility in your area to find out which services your private health insurance will cover.