Drug or alcohol rehabilitation programs which are delivered on an outpatient basis are available to addicted individuals who have circumstances which prevent them from being able to take part in an inpatient treatment program. An outpatient drug and alcohol rehabilitation program delivers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug or alcohol treatment program where the individual is required to remain at the rehab facility until treatment has been fully completed. Outpatient drug or alcohol rehabilitation is also available for those who have completed residential or inpatient treatment but also need a comprehensive aftercare program which will provide additional support and therapy to help them avoid relapse.

Self payment drug rehab programs are an excellent alternative to other types of rehab programs i.e. private medical insurance and state funded programs. Individuals who are capable of attending self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug treatment program. In order to learn more about self payment at a specific program, contact a drug or alcohol rehabilitation program and inquire as to their payment options. It is a good idea to contact a number of programs so that you have an understanding of your choices with regards to rehab options and payment methods.

Medicaid is a type of health insurance which is accessible to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors such as whether or not the individual has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug or alcohol rehab, and there are a lot of drug and alcohol rehab centers throughout the country which are covered through Medicaid. Most drug and alcohol rehab programs which are covered through Medicaid may only provide a limited treatment curriculum and may only provide such treatment on a short term basis, usually 30 days or less. Individuals who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of a Medicaid rehab program.

Drug addiction and alcoholism affects many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance program funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive treatment services for substance abuse at a variety of drug rehab programs around the country. Medicare covers both inpatient and outpatient rehab programs, and seniors who are in need of treatment can consult with their primary care physician to choose a rehab program covered by Medicare which would fit his or her particular needs.

Some individuals are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug and alcohol rehabilitation centers around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug rehabilitation services. To find out which rehab programs will accept state financed insurance, speak with a substance abuse treatment professional.

When a person is addicted to drugs or alcohol and is looking for help, many effective drug rehabilitation facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial drug or alcohol treatment programs which offer an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can differ in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug treatment program. For additional information, speak with with a treatment professional at a substance abuse treatment program in your area to see which services your private health insurance will cover.

Military health insurance usually refers to TRICARE and is a commonly accepted insurance for certain drug rehab centers. A drug rehab that accepts military insurance will normally accept most other types of insurance as well. TRICARE generally covers detox, rehab and outpatient treatment.

Paying for drug treatment can be a challenge, because typically all resources have been exhausted because of their drug habit. Many drug treatment facilities fully grasp this reality which is why many drug and alcohol rehab facilities around the country offer payment arrangements known as a sliding scale fee. There are many variables put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug and alcohol rehabilitation facilities would rather find a way to make it work financially so that those suffering with addiction can acquire the help they need.