Drug rehabilitation services which are provided on an outpatient basis are readily available to addicted people who have circumstances which prevent them from being able to take part in an inpatient rehab center. An outpatient substance abuse treatment program provides many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug or alcohol rehab facility where the person is expected to stay and reside at the treatment program until the treatment process is complete. Outpatient drug or alcohol treatment is also offered for those who have completed residential or inpatient treatment but also need a thorough aftercare program which will provide further support and therapy to help them avoid relapse.

Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances including whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug or alcohol treatment, and there are a lot of drug and alcohol rehab programs throughout the country which are covered through Medicaid. Most drug rehab programs which are covered through Medicaid may only deliver a limited treatment curriculum and may only deliver such treatment on a short term basis, usually 30 days or less. People who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of such a program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance program funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive treatment services for addiction at a variety of substance abuse rehabilitation facilities around the country. Medicare covers both inpatient and outpatient rehabilitation facilities, and seniors who wish to receive help can consult with their primary care physician to choose a treatment program covered by Medicare which would fit his or her particular needs.

Some individuals are covered through state financed insurance because they fail to meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug rehab centers around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug rehabilitation services. To find out which rehab programs will accept state financed insurance, consult a substance abuse treatment advisor.

When a person is abusing drugs or alcohol and is seeking help, there are many effective drug rehabilitation facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial drug or alcohol rehab programs which require an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol rehabilitation program. For additional information, speak with with a treatment professional at a drug rehab facility in your area to see which services your private health insurance will cover.

Military health insurance normally relates to TRICARE and is a normally accepted insurance for specific drug rehabilitation programs. A drug rehab that accepts military insurance will usually accept most other types of insurance as well. TRICARE normally covers detoxification, rehab and outpatient treatment.

Paying for drug or alcohol rehab can be a problem, as all resources have been exhausted due to their addiction. Many drug treatment facilities understand this fact which is why many drug and alcohol treatment programs across the nation offer payment arrangements known as a sliding scale fee. There are many variables put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug rehabilitation facilities would rather find a way to make it work financially so that those suffering with addiction can acquire the help they need.