Hospital inpatient substance abuse rehabilitation is done in a hospital or similar setting and is supervised by doctors and other medical staff. Hospital inpatient treatment is sometimes necessary in the beginning stages of abstinence when the client may encounter the onset of life threatening withdrawal symptoms, which is sometimes true when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which should be supervised very carefully by medical professionals to minimize ant dangerous health complications. Hospital inpatient treatment is also administered to those who choose to undergo medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detoxification approach to avoid the severe withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detoxification is not treatment in itself however, and these people will require additional counseling and therapy to completely recover from addiction.

Self payment drug and alcohol rehabilitation centers are an excellent alternative to other types of rehabilitation centers i.e. private medical insurance and state funded programs. Individuals who are able to attend self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol rehabilitation program. In order to learn more about self payment at a specific program, contact a substance abuse treatment facility and ask about their payment options. It is beneficial to contact a number of programs so that you have a comparison of your choices regarding rehab options and payment methods.

Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors including whether or not the individual has dependents and if they receive any other assistance. Medicaid may even cover the costs associated with drug or alcohol rehab, and there are many drug and alcohol rehab facilities throughout the country which are covered through Medicaid. Most drug rehab programs which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, usually 30 days or less. People who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of a Medicaid rehab program.

Drug addiction and alcoholism affects many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive vital treatment services for addiction at a variety of drug and alcohol rehab centers around the country. Medicare covers both inpatient and outpatient treatment programs, and seniors who are in need of treatment can consult with their primary care physician to choose a rehab program covered by Medicare which would be suitable for them.

Some people are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol rehabilitation centers around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug rehabilitation providers. To find out which rehab programs will accept state financed insurance, speak with a substance abuse treatment specialist.

When somebody is addicted to drugs or alcohol and is seeking help, there are many effective drug or alcohol rehab programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial substance abuse rehab centers which provide an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can vary in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol treatment facility. For additional information, speak with with an addiction specialist at a drug rehabilitation program in your area to see which programs your private health insurance will cover.

Military health insurance generally pertains to TRICARE and is a commonly recognized insurance for certain drug rehab facilities. A drug rehab that accepts military insurance will commonly accept most other types of insurance as well. TRICARE normally covers detox, rehab and outpatient treatment.