Self payment substance abuse rehabilitation programs are an excellent alternative to other types of treatment programs i.e. private medical insurance and state funded facilities. People who are able to attend self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse rehabilitation program. To learn more about self payment programs, contact a substance abuse rehabilitation facility and ask about their payment options. It is a good idea to contact a number of facilities so that you have an understanding of your choices with regards to treatment options and payment options.

When an individual is abusing drugs or alcohol and is looking for help, many effective drug or alcohol rehab facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial drug treatment programs which provide an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can differ in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug treatment facility. For additional information, consult with an addiction specialist at a substance abuse rehabilitation program in your area to see which services your private health insurance will cover.