Drug or alcohol treatment services which are provided on an outpatient basis are readily available to addicted individuals who have circumstances which prevent them from being able to take part in an inpatient rehab program. An outpatient substance abuse rehabilitation program delivers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug treatment facility where the person is expected to stay and reside at the rehab center until treatment has been fully completed. Outpatient drug or alcohol rehab is also offered for individuals who have already gone through residential or inpatient treatment but also need a thorough aftercare program which will provide additional support and therapy to help them remain clean and sober.

Medicaid is a type of health insurance which is accessible to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances such as whether or not the person has dependents and if they receive any other assistance. Medicaid may even cover the costs associated with drug rehab, and there are a lot of drug rehabilitation centers throughout the country which are covered through Medicaid. Many drug and alcohol rehab facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only deliver such treatment on a short term basis, typically 30 days or less. People who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of a Medicaid rehab program.

Some people are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol rehab centers around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient substance abuse treatment services. To find out which rehab programs will accept state financed insurance, speak with a substance abuse treatment professional.

If an individual is abusing drugs or alcohol and is seeking help, many effective drug or alcohol treatment programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective substance abuse rehab programs which provide an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can vary in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol treatment facility. For more information, speak with with an addiction specialist at a drug or alcohol treatment facility in your area to find out which programs your private health insurance will cover.