Hospital inpatient substance abuse rehabilitation is carried out in a hospital setting and is supervised by doctors and other medical staff. Hospital inpatient treatment is often necessary in the beginning stages of abstinence when the client may encounter the onset of life threatening withdrawal symptoms, which is sometimes true when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which should be monitored very carefully by medical professionals to minimize ant dangerous health complications. Hospital inpatient treatment is also delivered to individuals who desire a medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detoxification approach to manage the severe withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detox is not considered full rehabilitation and these people will require additional counseling and therapy to completely recover from addiction.

Self payment drug and alcohol rehabilitation centers are an outstanding alternative to other types of rehabilitation programs i.e. private medical insurance and state funded programs. People who are capable of attending self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol treatment program. To learn more about self payment programs, make contact with a drug or alcohol treatment program and ask about their payment options. It is a good idea to contact a number of facilities so that you have an understanding of your choices with regards to treatment options and payment options.

Medicaid is a type of health insurance which is offered to people in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors including whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug or alcohol treatment, and there are many drug treatment programs throughout the country which are covered through Medicaid. Many drug rehabilitation facilities which are covered through Medicaid may only deliver a limited treatment curriculum and may only provide such treatment on a short term basis, typically 30 days or less. People who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of such a program.

Drug addiction and alcoholism affects many older Americans and seniors, and this issue continues to grow as each year passes. Seniors who are covered through the Medicare program, an insurance program funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive treatment services for substance abuse at a wide variety of substance abuse rehab programs around the country. Medicare covers both inpatient and outpatient rehab facilities, and seniors who wish to receive help can consult with their primary care physician to choose a rehab program covered by Medicare which would be suitable for them.

Some individuals are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol treatment programs around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse rehab providers. To find out which rehab programs will accept state financed insurance, speak with a drug treatment specialist.

When someone is abusing drugs or alcohol and is seeking help, there are many effective substance abuse rehab programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial drug or alcohol treatment programs which offer an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can differ in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol treatment facility. For more information, consult with a treatment professional at a drug rehabilitation facility in your area to find out which programs your private health insurance will cover.

Military health insurance typically pertains to TRICARE and is a normally recognized insurance for certain drug treatment centers. A drug rehab that accepts military insurance will usually accept most other types of insurance as well. TRICARE typically covers detox, rehabilitation and outpatient treatment.