Self payment drug treatment centers are a great alternative to other types of rehabilitation facilities i.e. private medical insurance and state funded programs. Individuals who are able to attend self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol rehab program. In order to learn more about self payment at a specific program, contact a drug or alcohol rehab center and ask about their payment options. It is a good idea to contact several facilities so that you have an understanding of your choices regarding treatment options and payment methods.

Medicaid is a type of health insurance which is accessible to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors including whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug rehabilitation, and there are a lot of drug and alcohol treatment facilities throughout the country which are covered through Medicaid. Many drug treatment facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, typically 30 days or less. People who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of such a program.

Some people are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug rehabilitation centers around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug rehab services. To find out which rehabilitation programs will accept state financed insurance, consult a drug treatment specialist.

If somebody is abusing drugs or alcohol and is seeking help, many effective substance abuse treatment programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective drug treatment programs which provide an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can differ in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug rehabilitation program. For additional information, consult with a treatment professional at a drug or alcohol rehab facility in your area to see which programs your private health insurance will cover.