Drug rehab services which are provided on an outpatient basis are readily available to addicted individuals who have circumstances which prevent them from being able to take part in an inpatient rehab center. An outpatient drug and alcohol rehab program provides many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug rehabilitation center where the individual is expected to remain at the treatment program until treatment is complete. Outpatient drug treatment is also offered for those who have already gone through residential or inpatient treatment but require a comprehensive aftercare program which will provide additional support and therapy to help them avoid relapse.

Self payment drug treatment facilities are an excellent alternative to other types of rehabilitation facilities i.e. private medical insurance and state funded programs. Individuals who are able to attend self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse rehabilitation program. To learn more about self payment at a specific program, contact a drug treatment center and ask about their payment options. It is beneficial to contact a number of programs so that you have a comparison of your choices regarding rehab options and payment options.

Medicaid is a type of health insurance which is offered to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances such as whether or not the person has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug rehab, and there are many drug and alcohol rehabilitation programs throughout the country which are covered through Medicaid. Most drug and alcohol rehab facilities which are covered through Medicaid may only deliver a limited treatment curriculum and may only deliver such treatment on a short term basis, usually 30 days or less. People who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of a Medicaid rehab program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this issue continues to grow as each year passes. Seniors who are covered through the Medicare program, an insurance plan funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive treatment services for addiction at a wide variety of drug and alcohol treatment centers around the country. Medicare covers both inpatient and outpatient treatment programs, and seniors who wish to receive help can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

Some people are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug rehab centers around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug rehabilitation providers. To find out which rehab facilities will accept state financed insurance, consult a drug treatment specialist.

If an individual is abusing drugs or alcohol and is looking for help, there are many effective drug or alcohol rehab programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug or alcohol rehab centers which offer an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug treatment facility. For additional information, consult with an addiction specialist at a drug or alcohol treatment program in your area to find out which services your private health insurance will cover.

Military health insurance generally pertains to TRICARE and is a normally accepted insurance for certain drug rehab facilities. A drug rehab that accepts military insurance will typically accept most other types of insurance as well. TRICARE typically covers detoxification, rehabilitation and outpatient treatment.

Paying for drug rehabilitation can be a challenge, because typically all resources have been exhausted because of their drug habit. Many drug treatment programs understand this fact which is why many drug and alcohol treatment programs across the nation provide payment options known as a sliding scale fee. There are various factors put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug and alcohol treatment programs would prefer to find a way to make it work financially so that those suffering with addiction can acquire the help they need.