Self payment drug and alcohol treatment facilities are an excellent alternative to other types of rehabilitation centers i.e. private medical insurance and state funded facilities. People who are capable of attending self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug rehabilitation program. To learn more about self payment at a specific program, contact a drug or alcohol treatment facility and inquire as to their payment options. It is beneficial to contact several programs so that you have an understanding of your choices regarding rehab options and payment options.

When a person is addicted to drugs or alcohol and is seeking help, many effective drug rehabilitation facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective substance abuse treatment programs which offer an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can differ in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol treatment facility. For additional information, consult with an addiction specialist at a drug treatment center in your area to find out which programs your private health insurance will cover.