Drug or alcohol treatment programs which are offered on an outpatient basis are readily available to addicted people who have circumstances which prevent them from being able to participate in an inpatient rehabilitation facility. An outpatient drug and alcohol rehabilitation program delivers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug rehabilitation facility where the individual is expected to remain at the rehab program until treatment has been fully completed. Outpatient drug or alcohol rehab is also offered for those who have already gone through residential or inpatient treatment but also need a comprehensive aftercare program which will provide further support and therapy to help them remain clean and sober.

Self payment substance abuse treatment programs are a great alternative to other types of rehabilitation programs i.e. private medical insurance and state funded facilities. Individuals who are able to attend self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol rehab program. To learn more about self payment at a specific program, contact a drug treatment center and ask about their payment options. It is a good idea to contact a number of facilities so that you have a comparison of your choices regarding rehab options and payment options.

Medicaid is a type of health insurance which is made available to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other circumstances including whether or not the individual has dependents and if they receive any other assistance. Medicaid may even cover the costs associated with drug rehab, and there are many drug rehab programs throughout the country which are covered through Medicaid. Many drug rehabilitation facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only provide such treatment on a short term basis, usually 30 days or less. People who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of such a program.

Some individuals are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug and alcohol rehabilitation centers around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient substance abuse rehabilitation services. To find out which rehab facilities will accept state financed insurance, consult a substance abuse treatment specialist.

If an individual is abusing drugs or alcohol and is looking for help, many effective substance abuse rehab programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug or alcohol treatment programs which require an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol rehab facility. For more information, consult with an addiction specialist at a drug or alcohol rehab center in your area to find out which programs your private health insurance will cover.