Whether it is apparent or not, seniors and older adults comprise a considerable percentage of individuals in the United States who struggle with drug and/or alcohol abuse and addiction. As the baby boomer generation ages, this will become an even bigger problem with an even bigger need for drug treatment centers which are prepared to treat seniors and older adults who are in need of rehabilitation for addiction problems. Seniors and older adults are faced with many physical challenges as a result of their age, which can affect treatment outcome if not addressed concurrently. It is beneficial for seniors and older adults to find rehabilitation before any long term consequences occur.

Self payment substance abuse treatment facilities are a great alternative to other types of rehab programs i.e. private medical insurance and state funded facilities. People who are capable of attending self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse rehabilitation program. To learn more about self payment programs, contact a substance abuse treatment center and inquire as to their payment options. It is beneficial to contact several facilities so that you have a comparison of your choices with regards to rehab options and payment options.

Medicaid is a type of health insurance which is accessible to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other circumstances including whether or not the individual has dependents and if they receive any other assistance. Medicaid may even cover the costs associated with drug treatment, and there are many drug and alcohol rehab centers throughout the country which are covered through Medicaid. Most drug and alcohol rehabilitation facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only provide such treatment on a short term basis, typically 30 days or less. People who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of such a program.

Drug addiction and alcoholism affects many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered through the Medicare program, an insurance program funded through the federal government for Americans in this age bracket, can use their benefits to receive treatment services for substance abuse at a variety of drug rehabilitation centers around the country. Medicare covers both inpatient and outpatient rehabilitation programs, and seniors who are in need of help can consult with their primary care physician to choose a rehab program covered by Medicare which would fit his or her particular needs.

Some people are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug rehab programs around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug rehab services. To find out which treatment programs will accept state financed insurance, consult a drug and alcohol treatment advisor.

When somebody is abusing drugs or alcohol and is looking for help, many effective substance abuse rehabilitation facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial substance abuse treatment centers which require an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can differ in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol rehabilitation program. For more information, consult with an addiction specialist at a drug rehab program in your area to see which programs your private health insurance will cover.

Many drug and alcohol rehab centers in the United States provide payment assistance to people suffering with drug or alcohol addiction and want to get help. The person in need of treatment can choose a rehabilitation facility which is a good fit, meaning the treatment plan and design of the program would supply them the best results. The addicted individual can then seek advice from one of the treatment professionals at the drug treatment program to discuss what kind of payment assistance options are available or that they qualify for. The financial department in most drug rehab facilities are more than willing to work with potential clients to get them started by offering payment assistance, and if this is unavailable, treatment professionals will usually work with the individual to locate an equivalent or comparable rehab program which is more affordable or that can offer workable financing options so that they can receive the rehabilitation they so desperately need.