Self payment drug and alcohol rehab programs are an outstanding alternative to other types of rehab facilities i.e. private medical insurance and state funded programs. People who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol rehabilitation program. To learn more about self payment at a specific program, contact a substance abuse treatment facility and inquire as to their payment options. It is beneficial to contact a number of programs so that you have a comparison of your choices with regards to rehab options and payment options.

Medicaid is a type of health insurance which is offered to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors including whether or not the person has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug or alcohol treatment, and there are a lot of drug and alcohol treatment programs throughout the country which are covered through Medicaid. Many drug rehabilitation programs which are covered through Medicaid may only deliver a limited treatment curriculum and may only supply such treatment on a short term basis, typically 30 days or less. People who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to acquire the full rewards of a Medicaid rehab program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this issue is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive vital treatment services for drug or alcohol addiction at a wide variety of drug rehab facilities around the country. Medicare covers both inpatient and outpatient rehab programs, and seniors who wish to receive treatment can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

When an individual is addicted to drugs or alcohol and is seeking help, many effective substance abuse rehabilitation programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective substance abuse treatment programs which provide an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can differ in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol treatment program. For more information, speak with with a treatment professional at a substance abuse rehab facility in your area to see which services your private health insurance will cover.

Paying for drug rehabilitation can be a problem, as all resources have been exhausted because of the persons addiction. Many drug rehab programs fully grasp this reality which is why many drug and alcohol rehab programs across the nation provide payment arrangements known as a sliding scale fee. There are several variables put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug and alcohol rehabilitation programs would prefer to find a way to make it work financially so that those that need addiction help can acquire the help they need.