Self payment drug and alcohol rehab programs are an outstanding alternative to other types of rehab facilities i.e. private medical insurance and state funded programs. People who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol rehabilitation program. To learn more about self payment at a specific program, contact a substance abuse treatment facility and inquire as to their payment options. It is beneficial to contact a number of programs so that you have a comparison of your choices with regards to rehab options and payment options.

Medicaid is a type of health insurance which is offered to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors including whether or not the person has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug or alcohol treatment, and there are a lot of drug and alcohol treatment programs throughout the country which are covered through Medicaid. Many drug rehabilitation programs which are covered through Medicaid may only deliver a limited treatment curriculum and may only supply such treatment on a short term basis, typically 30 days or less. People who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to acquire the full rewards of a Medicaid rehab program.

Some people are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug rehab facilities around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug rehab services. To find out which treatment programs will accept state financed insurance, consult a drug treatment specialist.

When an individual is addicted to drugs or alcohol and is looking for help, many effective substance abuse rehab facilities accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective substance abuse rehab facilities which offer an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can differ in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug rehab program. For more information, consult with an addiction specialist at a drug or alcohol treatment facility in your area to find out which programs your private health insurance will cover.

Military health insurance normally refers to TRICARE and is a commonly recognized insurance for specific drug rehabilitation centers. A drug rehab that accepts military insurance will typically accept most other types of insurance as well. TRICARE normally covers detox, rehabilitation and outpatient treatment.