Self payment drug and alcohol rehab programs are an outstanding alternative to other types of rehab facilities i.e. private medical insurance and state funded programs. People who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol rehabilitation program. To learn more about self payment at a specific program, contact a substance abuse treatment facility and inquire as to their payment options. It is beneficial to contact a number of programs so that you have a comparison of your choices with regards to rehab options and payment options.

Medicaid is a type of health insurance which is offered to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors including whether or not the person has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug or alcohol treatment, and there are a lot of drug and alcohol treatment programs throughout the country which are covered through Medicaid. Many drug rehabilitation programs which are covered through Medicaid may only deliver a limited treatment curriculum and may only supply such treatment on a short term basis, typically 30 days or less. People who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to acquire the full rewards of a Medicaid rehab program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this issue is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive vital treatment services for drug or alcohol addiction at a wide variety of drug rehab facilities around the country. Medicare covers both inpatient and outpatient rehab programs, and seniors who wish to receive treatment can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

Some people are covered through state financed insurance because they fail to meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol treatment centers around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse rehab providers. To find out which rehabilitation programs will accept state financed insurance, consult a substance abuse treatment professional.

If somebody is addicted to drugs or alcohol and is looking for help, many effective drug rehabilitation programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug or alcohol rehab programs which require an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can vary in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug treatment program. For more information, speak with with an addiction specialist at a drug or alcohol rehab program in your area to find out which programs your private health insurance will cover.