Hospital inpatient substance abuse treatment is done in a hospital or similar setting and is overseen by doctors and other medical staff. Hospital inpatient treatment is often necessary in the beginning stages of abstinence when the client may encounter the onset of medically dangerous withdrawal symptoms, which is sometimes true when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which must be monitored very carefully by medical professionals in case of any complications. Hospital inpatient treatment is also administered to individuals who choose to undergo medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detoxification approach to manage the severe withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detox is not treatment in itself however, and these people will need further counseling and therapy to completely recover from addiction.

Self payment drug treatment programs are an outstanding alternative to other types of treatment facilities i.e. private medical insurance and state funded facilities. Individuals who are able to attend self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug rehab program. In order to learn more about self payment programs, contact a substance abuse rehab program and inquire as to their payment options. It is beneficial to contact a number of facilities so that you have a comparison of your choices regarding treatment options and payment options.

Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other circumstances such as whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug or alcohol rehabilitation, and there are many drug and alcohol rehab programs throughout the country which are covered through Medicaid. Many drug treatment facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only provide such treatment on a short term basis, usually 30 days or less. Individuals who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to acquire the full rewards of a Medicaid rehab program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered through the Medicare program, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for drug or alcohol addiction at a wide variety of drug treatment programs around the country. Medicare covers both inpatient and outpatient rehab programs, and seniors who wish to receive help can consult with their primary care physician to choose a rehab program covered by Medicare which would be suitable for them.

Some people are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug rehabilitation centers around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient substance abuse rehab services. To find out which rehab facilities will accept state financed insurance, consult a drug treatment specialist.

When somebody is addicted to drugs or alcohol and is seeking help, many effective drug rehabilitation facilities accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective drug or alcohol treatment programs which provide an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can differ in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol rehab program. For additional information, speak with with a treatment professional at a drug treatment center in your area to find out which services your private health insurance will cover.

Paying for drug rehab can be a problem, as all resources have been exhausted because of their addiction. Many drug treatment programs understand this fact which is why many drug rehab facilities around the country offer payment options known as a sliding scale fee. There are several factors put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug rehabilitation programs would rather find a way to make it work financially so that those that need addiction help can acquire the help they need.