Self payment substance abuse treatment programs are an excellent alternative to other types of rehabilitation centers i.e. private medical insurance and state funded facilities. People who are capable of attending self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol treatment program. In order to learn more about self payment programs, make contact with a drug rehab program and ask about their payment options. It is beneficial to contact a number of programs so that you have an understanding of your choices with regards to rehab options and payment methods.

Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors such as whether or not the person has dependents and if they receive any other assistance. Medicaid may even cover the costs associated with drug treatment, and there are a lot of drug and alcohol rehabilitation centers throughout the country which are covered through Medicaid. Most drug and alcohol treatment facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only deliver such treatment on a short term basis, usually 30 days or less. People who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of such a program.

Some people are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol rehabilitation facilities around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse rehabilitation services. To find out which treatment facilities will accept state financed insurance, consult a drug treatment advisor.

When an individual is abusing drugs or alcohol and is seeking help, there are many effective substance abuse treatment programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial drug rehab centers which offer an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol rehabilitation program. For additional information, speak with with a treatment professional at a drug or alcohol rehab facility in your area to see which programs your private health insurance will cover.