Hospital inpatient substance abuse treatment is done in a hospital or similar setting and is overseen by doctors and other medical staff. Hospital inpatient treatment is often necessary in the beginning stages of abstinence when the client may encounter the onset of medically dangerous withdrawal symptoms, which is sometimes true when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which must be monitored very carefully by medical professionals in case of any complications. Hospital inpatient treatment is also administered to individuals who choose to undergo medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detoxification approach to manage the severe withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detox is not treatment in itself however, and these people will need further counseling and therapy to completely recover from addiction.

Whether it is evident or not, seniors and older adults comprise a considerable percentage of individuals in the United States who struggle with drug and/or alcohol abuse and addiction. As the baby boomer generation ages, this will become an even bigger problem with an even bigger need for drug and alcohol rehab centers which are prepared to treat seniors and older adults who are in need of treatment for addiction issues. Seniors and older adults are faced with many physical challenges as a result of their age, which can affect treatment outcome if not addressed concurrently. It is beneficial for seniors and older adults to seek treatment before any long term consequences arise.

Self payment substance abuse rehabilitation programs are a great alternative to other types of treatment centers i.e. private medical insurance and state funded facilities. People who are capable of attending self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug rehab program. In order to learn more about self payment programs, contact a drug rehabilitation center and ask about their payment options. It is a good idea to contact a number of facilities so that you have a comparison of your choices regarding treatment options and payment options.

Medicaid is a type of health insurance which is made available to people in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other circumstances such as whether or not the person has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug or alcohol treatment, and there are a lot of drug and alcohol rehabilitation centers throughout the country which are covered through Medicaid. Most drug treatment programs which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, typically 30 days or less. Individuals who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of such a program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive treatment services for substance abuse at a wide variety of drug and alcohol rehabilitation facilities around the country. Medicare covers both inpatient and outpatient rehab programs, and seniors who wish to receive treatment can consult with their primary care physician to choose a rehab program covered by Medicare which would fit his or her particular needs.

Some individuals are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol rehabilitation centers around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug rehab providers. To find out which treatment facilities will accept state financed insurance, consult a drug and alcohol treatment professional.

When somebody is addicted to drugs or alcohol and is seeking help, many effective substance abuse rehab programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective substance abuse rehab programs which provide an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can differ in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol rehabilitation program. For additional information, consult with an addiction specialist at a drug rehab facility in your area to find out which services your private health insurance will cover.

Military health insurance typically pertains to TRICARE and is a typically accepted insurance for certain drug treatment facilities. A drug rehab that accepts military insurance will commonly accept most other types of insurance as well. TRICARE normally covers detox, rehabilitation and outpatient treatment.