Substance abuse treatment is offered in a wide range of different treatment settings with a variety of different treatment methods. For example, some substance abuse treatment can be performed on an outpatient basis, where the individual will typically participate in treatment during the day but is allowed to return home daily. Other substance abuse treatment requires the person to reside in a hospital or residential facility during the entire course of treatment, which is particularly helpful in resolving more serious cases of addiction. Inpatient and residential substance abuse treatment can be done on a short term or long term basis, depending on different circumstances which can be different for each individual. Most substance abuse treatment will focus on getting the person physically rehabilitated, and then concentrate on the root psychological and emotional issues which will help them avoid relapse in the future.

Drug or alcohol rehab services which are delivered on an outpatient basis are readily available to addicted individuals who have circumstances which prevent them from being able to participate in an inpatient rehab facility. An outpatient drug rehabilitation program provides many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug rehabilitation facility where the person is expected to stay and reside at the rehabilitation center until the treatment process has been fully completed. Outpatient drug or alcohol rehab is also available for those who have already gone through residential or inpatient treatment but also need a comprehensive aftercare program which will offer additional support and therapy to help them avoid relapse.

Self payment drug and alcohol rehabilitation programs are an outstanding alternative to other types of rehabilitation facilities i.e. private medical insurance and state funded programs. Individuals who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug rehab program. In order to learn more about self payment at a specific program, contact a drug rehab facility and ask about their payment options. It is a good idea to contact a number of facilities so that you have a comparison of your choices with regards to rehab options and payment methods.

Medicaid is a type of health insurance which is accessible to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances including whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug rehab, and there are a lot of drug treatment facilities throughout the country which are covered through Medicaid. Most drug rehab programs which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, usually 30 days or less. People who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of such a program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this issue is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for addiction at a wide variety of drug rehabilitation facilities around the country. Medicare covers both inpatient and outpatient rehabilitation programs, and seniors who are in need of treatment can consult with their primary care physician to choose a treatment program covered by Medicare which would fit his or her particular needs.

Some people are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug treatment programs around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug rehabilitation providers. To find out which treatment facilities will accept state financed insurance, speak with a drug and alcohol treatment specialist.

If an individual is abusing drugs or alcohol and is seeking help, many effective drug rehabilitation facilities accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more beneficial drug treatment programs which require an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can vary in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol rehabilitation program. For additional information, consult with a treatment professional at a drug rehabilitation program in your area to see which programs your private health insurance will cover.

Military health insurance typically pertains to TRICARE and is a commonly accepted insurance for particular drug rehabilitation programs. A drug rehab that accepts military insurance will typically accept most other types of insurance as well. TRICARE typically covers detox, rehab and outpatient treatment.

Paying for drug rehab can be a challenge, because typically all resources have been exhausted because of their drug habit. Many drug treatment programs understand this fact which is why many drug treatment programs across the nation provide payment options known as a sliding scale fee. There are several variables put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug rehabilitation programs would prefer to find a way to make it work financially so that those suffering with addiction can acquire the help they need.