Drug or alcohol treatment services which are offered on an outpatient basis are available to addicted individuals who have circumstances which prevent them from being able to take part in an inpatient treatment program. An outpatient drug and alcohol rehab facility offers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug rehab program where the individual is expected to stay and reside at the rehabilitation program until treatment is complete. Outpatient drug rehabilitation is also available for those who have already gone through residential or inpatient treatment but also need a thorough aftercare program which will offer further support and treatment to help them avoid relapse.

Self payment substance abuse rehab centers are a great alternative to other types of rehabilitation facilities i.e. private medical insurance and state funded facilities. People who are capable of attending self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse treatment program. To learn more about self payment programs, contact a drug rehab facility and ask about their payment options. It is a good idea to contact a number of programs so that you have an understanding of your choices with regards to rehab options and payment options.

Medicaid is a type of health insurance which is accessible to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances including whether or not the person has dependents and if they receive any other assistance. Medicaid may even cover the costs associated with drug or alcohol treatment, and there are a lot of drug treatment programs throughout the country which are covered through Medicaid. Most drug and alcohol rehabilitation facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only provide such treatment on a short term basis, typically 30 days or less. Individuals who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of such a program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered through the Medicare program, an insurance program funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for substance abuse at a variety of substance abuse rehab programs around the country. Medicare covers both inpatient and outpatient rehab programs, and seniors who are in need of help can consult with their primary care physician to choose a rehab program covered by Medicare which would be suitable for them.

Some individuals are covered through state financed insurance because they fail to meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol treatment centers around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug rehabilitation providers. To find out which rehabilitation programs will accept state financed insurance, consult a drug treatment specialist.

When a person is addicted to drugs or alcohol and is seeking help, there are many effective substance abuse rehab facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial drug treatment programs which offer an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can differ in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug rehab facility. For additional information, consult with an addiction specialist at a drug rehab program in your area to find out which programs your private health insurance will cover.

Military health insurance normally refers to TRICARE and is a commonly accepted insurance for specific drug treatment facilities. A drug rehab that accepts military insurance will typically accept most other types of insurance as well. TRICARE generally covers detox, rehab and outpatient treatment.

Paying for drug or alcohol rehab can be a problem, as all resources have been exhausted due to the persons addiction. Many drug rehab facilities fully grasp this fact which is why many drug treatment facilities around the country offer payment arrangements known as a sliding scale fee. There are several variables put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug and alcohol rehab programs would rather find a way to make it work financially so that those suffering with addiction can acquire the help they need.