Self payment substance abuse rehab facilities are an outstanding alternative to other types of treatment programs i.e. private medical insurance and state funded facilities. People who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug rehab program. To learn more about self payment at a specific program, contact a drug treatment program and ask about their payment options. It is beneficial to contact a number of programs so that you have an understanding of your choices regarding rehab options and payment methods.

Medicaid is a type of health insurance which is offered to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances including whether or not the individual has dependents and if they receive any other assistance. Medicaid may even cover the costs associated with drug treatment, and there are many drug and alcohol treatment programs throughout the country which are covered through Medicaid. Many drug treatment facilities which are covered through Medicaid may only deliver a limited treatment curriculum and may only provide such treatment on a short term basis, usually 30 days or less. People who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of such a program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this issue is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance program funded through the federal government for Americans in this age bracket, can use their benefits to receive treatment services for substance abuse at a wide variety of substance abuse rehab programs around the country. Medicare covers both inpatient and outpatient rehabilitation programs, and seniors who are in need of treatment can consult with their primary care physician to choose a treatment program covered by Medicare which would fit his or her particular needs.

Some people are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol treatment programs around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug treatment providers. To find out which rehabilitation facilities will accept state financed insurance, speak with a drug and alcohol treatment specialist.

If an individual is addicted to drugs or alcohol and is seeking help, many effective substance abuse rehab facilities accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more beneficial drug or alcohol treatment centers which require an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol rehab facility. For additional information, speak with with an addiction specialist at a substance abuse treatment facility in your area to see which programs your private health insurance will cover.