Hospital inpatient drug rehabilitation is carried out in a hospital or similar setting and is supervised by doctors and other medical staff. Hospital inpatient treatment is often necessary in the beginning stages of abstinence when the person may experience the onset of life threatening withdrawal symptoms, which is sometimes true when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which should be monitored very carefully by medical professionals to minimize ant dangerous health complications. Hospital inpatient treatment is also delivered to individuals who choose to undergo medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detoxification technique to avoid the harsh withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detox is not treatment in itself however, and these people will require further counseling and therapy to entirely recover from addiction.

Self payment drug and alcohol rehab centers are a great alternative to other types of treatment centers i.e. private medical insurance and state funded programs. Individuals who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug rehab program. In order to learn more about self payment at a specific program, make contact with a substance abuse rehabilitation center and ask about their payment options. It is a good idea to contact several facilities so that you have a comparison of your choices regarding treatment options and payment options.

Medicaid is a type of health insurance which is made available to people in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other circumstances such as whether or not the individual has dependents and if they receive any other assistance. Medicaid may even cover the costs associated with drug or alcohol rehab, and there are a lot of drug treatment programs throughout the country which are covered through Medicaid. Most drug rehabilitation facilities which are covered through Medicaid may only deliver a limited treatment curriculum and may only provide such treatment on a short term basis, usually 30 days or less. Individuals who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of a Medicaid rehab program.

Drug addiction and alcoholism affects many older Americans and seniors, and this problem continues to grow as each year passes. Seniors who are covered through the Medicare program, an insurance program funded through the federal government for Americans in this age bracket, can use their benefits to receive treatment services for addiction at a variety of substance abuse treatment programs around the country. Medicare covers both inpatient and outpatient rehabilitation programs, and seniors who wish to receive help can consult with their primary care physician to choose a rehab program covered by Medicare which would fit his or her particular needs.

Some people are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol rehabilitation centers around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse treatment services. To find out which treatment facilities will accept state financed insurance, speak with a drug and alcohol treatment advisor.

When someone is addicted to drugs or alcohol and is seeking help, there are many effective drug or alcohol treatment programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more beneficial drug or alcohol treatment centers which offer an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can differ in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol rehab facility. For additional information, speak with with a treatment professional at a drug treatment center in your area to find out which services your private health insurance will cover.

Military health insurance typically refers to TRICARE and is a typically recognized insurance for particular drug rehab facilities. A drug rehab that accepts military insurance will usually accept most other types of insurance as well. TRICARE usually covers detoxification, rehabilitation and outpatient treatment.

Paying for drug or alcohol rehabilitation can be a problem, as all resources have been exhausted due to their addiction. Many drug treatment facilities recognize this fact which is why many drug rehab facilities around the country offer payment options known as a sliding scale fee. There are many variables put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug and alcohol rehabilitation programs would prefer to find a way to make it work financially so that those that need addiction help can get the help they need.