Drug or alcohol treatment programs which are delivered on an outpatient basis are readily available to addicted individuals who have circumstances which prevent them from being able to participate in an inpatient rehab center. An outpatient substance abuse rehabilitation facility delivers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug rehabilitation center where the person is expected to remain at the rehab center until treatment is complete. Outpatient drug or alcohol rehab is also available for individuals who have completed residential or inpatient treatment but also need a comprehensive aftercare and relapse prevention program which will offer additional support and therapy to help them avoid relapse.

Self payment substance abuse rehabilitation programs are an outstanding alternative to other types of rehabilitation programs i.e. private medical insurance and state funded facilities. Individuals who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol rehab program. In order to learn more about self payment programs, contact a drug or alcohol rehabilitation facility and inquire as to their payment options. It is beneficial to contact several programs so that you have a comparison of your choices regarding treatment options and payment methods.

Medicaid is a type of health insurance which is offered to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances such as whether or not the person has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug or alcohol rehabilitation, and there are many drug treatment facilities throughout the country which are covered through Medicaid. Many drug and alcohol treatment facilities which are covered through Medicaid may only deliver a limited treatment curriculum and may only deliver such treatment on a short term basis, usually 30 days or less. Individuals who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of such a program.

Some individuals are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer state financed health insurance to those who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol rehabilitation programs around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse rehabilitation providers. To find out which rehab programs will accept state financed insurance, consult a substance abuse treatment specialist.

If a person is abusing drugs or alcohol and is looking for help, many effective substance abuse rehab programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective drug or alcohol rehab programs which provide an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can differ in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol treatment facility. For additional information, speak with with a treatment professional at a drug rehab facility in your area to see which programs your private health insurance will cover.