Self payment drug rehab facilities are a great alternative to other types of treatment facilities i.e. private medical insurance and state funded programs. Individuals who are able to attend self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol rehab program. To learn more about self payment at a specific program, make contact with a drug or alcohol rehabilitation facility and inquire as to their payment options. It is a good idea to contact several programs so that you have an understanding of your choices with regards to treatment options and payment methods.

Medicaid is a type of health insurance which is accessible to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors such as whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug treatment, and there are a lot of drug and alcohol rehabilitation programs throughout the country which are covered through Medicaid. Many drug treatment programs which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, typically 30 days or less. Individuals who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of such a program.

Some people are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug and alcohol rehab centers around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient substance abuse rehabilitation providers. To find out which treatment facilities will accept state financed insurance, consult a drug and alcohol treatment advisor.

When an individual is addicted to drugs or alcohol and is seeking help, many effective drug treatment programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more beneficial drug rehab facilities which provide an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug treatment program. For additional information, speak with with an addiction specialist at a drug or alcohol rehab program in your area to find out which programs your private health insurance will cover.