Hospital inpatient drug or alcohol rehabilitation is carried out in a hospital setting and is overseen by doctors and other medical staff. Hospital inpatient treatment is sometimes necessary in the beginning stages of abstinence when the client may encounter the onset of life threatening withdrawal symptoms, which is sometimes true when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which should be supervised very carefully by medical professionals in case of any complications. Hospital inpatient treatment is also delivered to individuals who desire a medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detoxification approach to avoid the harsh withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detox is not considered full rehabilitation and these people will need further counseling and therapy to completely recover from addiction.

Self payment drug treatment programs are an excellent alternative to other types of rehab programs i.e. private medical insurance and state funded programs. People who are capable of attending self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse rehab program. In order to learn more about self payment at a specific program, contact a substance abuse treatment program and ask about their payment options. It is beneficial to contact a number of facilities so that you have an understanding of your choices regarding treatment options and payment methods.

Medicaid is a type of health insurance which is accessible to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances such as whether or not the person has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug treatment, and there are a lot of drug rehab facilities throughout the country which are covered through Medicaid. Many drug and alcohol rehabilitation programs which are covered through Medicaid may only deliver a limited treatment curriculum and may only provide such treatment on a short term basis, usually 30 days or less. Individuals who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to acquire the full rewards of such a program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this problem continues to grow as each year passes. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive treatment services for drug or alcohol addiction at a variety of drug and alcohol rehab centers around the country. Medicare covers both inpatient and outpatient rehabilitation facilities, and seniors who are in need of help can consult with their primary care physician to choose a rehab program covered by Medicare which would fit his or her particular needs.

If someone is abusing drugs or alcohol and is looking for help, many effective drug treatment programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug treatment facilities which require an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol rehabilitation facility. For more information, speak with with an addiction specialist at a drug rehab program in your area to find out which services your private health insurance will cover.