Hospital inpatient drug or alcohol rehabilitation is carried out in a hospital setting and is overseen by doctors and other medical staff. Hospital inpatient treatment is sometimes necessary in the beginning stages of abstinence when the client may encounter the onset of life threatening withdrawal symptoms, which is sometimes true when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which should be supervised very carefully by medical professionals in case of any complications. Hospital inpatient treatment is also delivered to individuals who desire a medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detoxification approach to avoid the harsh withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detox is not considered full rehabilitation and these people will need further counseling and therapy to completely recover from addiction.

Drug or alcohol rehab services which are provided on an outpatient basis are available to addicted people who have circumstances which prevent them from being able to participate in an inpatient treatment program. An outpatient drug treatment facility delivers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug treatment facility where the person is required to stay and reside at the treatment center until the treatment process is complete. Outpatient drug treatment is also available for those who have already gone through residential or inpatient treatment but also need a thorough aftercare and relapse prevention program which will provide additional support and therapy to help them avoid relapse.

Anybody can become addicted to drugs or alcohol no matter their handicap, disability or personal physical challenge. This sometimes makes individuals particularly more susceptible to becoming involved in substance abuse, because of the various challenges that this can bring about in the person's life. This is true for those people in the deaf and hearing impaired community as well, and treatment for substance abuse and addiction is sometimes necessary. Deaf or hearing impaired individuals will require ASL or other assistance as part of their treatment needs, and there are drug and alcohol treatment programs available which provide these services. Professional substance abuse counselors who know ASL and can provide other necessary assistance to deaf or hearing impaired substance abusers.

Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors such as whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug rehabilitation, and there are many drug rehabilitation centers throughout the country which are covered through Medicaid. Most drug and alcohol rehab facilities which are covered through Medicaid may only deliver a limited treatment curriculum and may only deliver such treatment on a short term basis, usually 30 days or less. Individuals who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of such a program.

Drug addiction and alcoholism affects many older Americans and seniors, and this issue continues to grow as each year passes. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive treatment services for substance abuse at a wide variety of substance abuse treatment facilities around the country. Medicare covers both inpatient and outpatient rehab programs, and seniors who are in need of help can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

Some individuals are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug rehab facilities around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug rehab services. To find out which rehabilitation programs will accept state financed insurance, speak with a drug and alcohol treatment professional.

When someone is addicted to drugs or alcohol and is seeking help, there are many effective substance abuse rehabilitation programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective substance abuse rehab programs which offer an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can differ in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol rehabilitation facility. For more information, consult with an addiction specialist at a drug or alcohol treatment facility in your area to see which programs your private health insurance will cover.