Self payment drug and alcohol treatment centers are an excellent alternative to other types of treatment programs i.e. private medical insurance and state funded facilities. People who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse treatment program. To learn more about self payment at a specific program, make contact with a drug treatment center and ask about their payment options. It is a good idea to contact several programs so that you have an understanding of your choices with regards to treatment options and payment options.

Medicaid is a type of health insurance which is offered to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances including whether or not the individual has dependents and if they receive any other assistance. Medicaid may even cover the costs associated with drug treatment, and there are many drug rehabilitation centers throughout the country which are covered through Medicaid. Most drug and alcohol treatment facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only deliver such treatment on a short term basis, typically 30 days or less. People who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of such a program.

Some individuals are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug and alcohol rehabilitation facilities around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse treatment services. To find out which rehab programs will accept state financed insurance, consult a drug treatment professional.

If someone is abusing drugs or alcohol and is looking for help, there are many effective substance abuse rehabilitation programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial substance abuse rehab programs which require an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug rehabilitation program. For more information, speak with with an addiction specialist at a drug or alcohol rehabilitation center in your area to see which services your private health insurance will cover.