Self payment drug and alcohol treatment centers are an excellent alternative to other types of treatment programs i.e. private medical insurance and state funded facilities. People who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse treatment program. To learn more about self payment at a specific program, make contact with a drug treatment center and ask about their payment options. It is a good idea to contact several programs so that you have an understanding of your choices with regards to treatment options and payment options.

Some individuals are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug and alcohol rehab facilities around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug treatment providers. To find out which treatment facilities will accept state financed insurance, consult a drug treatment professional.

When somebody is addicted to drugs or alcohol and is seeking help, many effective drug rehab facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug or alcohol rehab centers which provide an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can vary in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol treatment program. For additional information, consult with an addiction specialist at a drug rehab center in your area to see which programs your private health insurance will cover.