Drug treatment programs which are offered on an outpatient basis are available to addicted people who have circumstances which prevent them from being able to participate in an inpatient rehab facility. An outpatient drug treatment program offers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug or alcohol treatment program where the person is expected to stay and reside at the treatment center until the treatment process is complete. Outpatient drug or alcohol treatment is also offered for individuals who have completed residential or inpatient treatment but also need a comprehensive aftercare and relapse prevention program which will offer additional support and treatment to help them avoid relapse.

Persons with co-occurring mental and substance abuse disorders must address both issues in order to become fully rehabilitated. Some individuals take drugs or alcohol to alleviate symptoms of mental health problems, and some individuals take drugs which then, in turn, brings about symptoms which are identical to mental health issues, such as anxiety and depression. Drug treatment professionals know how to distinguish between the two, and can work with clients to appropriately treat real mental health problems in tandem with any other substance abuse treatment that is done with the person. This has proven to be effective in keeping individuals with mental health disorders off of drugs and alcohol and mentally stable and happy.

Self payment substance abuse rehabilitation programs are an excellent alternative to other types of rehabilitation programs i.e. private medical insurance and state funded facilities. Individuals who are capable of attending self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol rehab program. To learn more about self payment at a specific program, contact a drug or alcohol rehabilitation center and ask about their payment options. It is a good idea to contact a number of facilities so that you have a comparison of your choices with regards to rehab options and payment methods.

Medicaid is a type of health insurance which is accessible to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors including whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug or alcohol rehabilitation, and there are many drug rehab centers throughout the country which are covered through Medicaid. Most drug and alcohol rehabilitation programs which are covered through Medicaid may only deliver a limited treatment curriculum and may only provide such treatment on a short term basis, usually 30 days or less. Individuals who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to acquire the full rewards of a Medicaid rehab program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this issue is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive vital treatment services for drug or alcohol addiction at a wide variety of drug rehab programs around the country. Medicare covers both inpatient and outpatient rehabilitation facilities, and seniors who are in need of help can consult with their primary care physician to choose a rehab program covered by Medicare which would be suitable for them.

Some individuals are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug rehab facilities around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug rehab services. To find out which treatment programs will accept state financed insurance, consult a drug and alcohol treatment professional.

If an individual is abusing drugs or alcohol and is looking for help, there are many effective drug or alcohol treatment facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective substance abuse treatment programs which require an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can vary in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol treatment program. For more information, consult with a treatment professional at a drug rehabilitation program in your area to find out which programs your private health insurance will cover.

Military health insurance generally relates to TRICARE and is a normally recognized insurance for specific drug rehab programs. A drug rehab that accepts military insurance will normally accept most other types of insurance as well. TRICARE typically covers detox, rehab and outpatient treatment.

Paying for drug or alcohol rehab can be a challenge, as all resources have been exhausted because of the persons drug habit. Many drug treatment facilities fully grasp this fact which is why many drug and alcohol treatment programs across the nation offer payment options known as a sliding scale fee. There are various factors put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug and alcohol treatment programs would rather find a way to make it work financially so that those suffering with addiction can acquire the help they need.