Hospital inpatient drug treatment is done in a hospital or similar setting and is overseen by doctors and other medical staff. Hospital inpatient treatment is sometimes necessary in the beginning stages of abstinence when the person may encounter the onset of life threatening withdrawal symptoms, which is sometimes true when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which should be supervised very carefully by medical professionals to minimize ant dangerous health complications. Hospital inpatient treatment is also administered to individuals who choose to undergo medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detoxification approach to manage the harsh withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detoxification is not treatment in itself however, and these people will need additional counseling and therapy to entirely recover from addiction.

Self payment drug rehabilitation centers are a great alternative to other types of rehab facilities i.e. private medical insurance and state funded facilities. Individuals who are able to attend self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug treatment program. To learn more about self payment programs, make contact with a drug rehab program and inquire as to their payment options. It is a good idea to contact several programs so that you have a comparison of your choices with regards to rehab options and payment options.

Medicaid is a type of health insurance which is made available to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances including whether or not the individual has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug or alcohol treatment, and there are many drug rehabilitation programs throughout the country which are covered through Medicaid. Many drug and alcohol rehabilitation programs which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, usually 30 days or less. Individuals who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of a Medicaid rehab program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this issue continues to grow as each year passes. Seniors who are covered through the Medicare program, an insurance program funded through the federal government for Americans in this age bracket, can use their benefits to receive treatment services for drug or alcohol addiction at a variety of drug and alcohol treatment programs around the country. Medicare covers both inpatient and outpatient rehabilitation facilities, and seniors who wish to receive treatment can consult with their primary care physician to choose a rehab program covered by Medicare which would fit his or her particular needs.

Some people are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug and alcohol treatment centers around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse treatment providers. To find out which rehab facilities will accept state financed insurance, speak with a drug and alcohol treatment advisor.

When someone is abusing drugs or alcohol and is looking for help, there are many effective drug or alcohol rehab facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial drug or alcohol rehab programs which offer an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can differ in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug rehab program. For additional information, consult with an addiction specialist at a drug or alcohol treatment program in your area to find out which programs your private health insurance will cover.

Military health insurance generally pertains to TRICARE and is a normally recognized insurance for certain drug rehabilitation facilities. A drug rehab that accepts military insurance will typically accept most other types of insurance as well. TRICARE normally covers detox, rehab and outpatient treatment.

Paying for drug or alcohol rehab can be a challenge, as all resources have been exhausted because of their addiction. Many drug treatment facilities fully grasp this reality which is why many drug rehabilitation programs across the nation offer payment arrangements known as a sliding scale fee. There are various variables put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug and alcohol rehabilitation facilities would prefer to find a way to make it work financially so that those suffering with addiction can get the help they need.