Drug treatment programs which are offered on an outpatient basis are available to addicted people who have circumstances which prevent them from being able to participate in an inpatient rehab facility. An outpatient drug treatment program offers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug or alcohol treatment program where the person is expected to stay and reside at the treatment center until the treatment process is complete. Outpatient drug or alcohol treatment is also offered for individuals who have completed residential or inpatient treatment but also need a comprehensive aftercare and relapse prevention program which will offer additional support and treatment to help them avoid relapse.

Self payment drug and alcohol rehab programs are a great alternative to other types of rehabilitation facilities i.e. private medical insurance and state funded facilities. Individuals who are capable of attending self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol rehab program. In order to learn more about self payment at a specific program, contact a drug or alcohol treatment center and inquire as to their payment options. It is beneficial to contact a number of programs so that you have an understanding of your choices regarding treatment options and payment options.

Medicaid is a type of health insurance which is offered to people in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other circumstances such as whether or not the individual has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug or alcohol rehabilitation, and there are a lot of drug rehabilitation programs throughout the country which are covered through Medicaid. Most drug rehabilitation facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, usually 30 days or less. Individuals who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of a Medicaid rehab program.

Drug addiction and alcoholism affects many older Americans and seniors, and this problem continues to grow as each year passes. Seniors who are covered through the Medicare program, an insurance plan funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive vital treatment services for addiction at a wide variety of substance abuse treatment centers around the country. Medicare covers both inpatient and outpatient rehab programs, and seniors who wish to receive treatment can consult with their primary care physician to choose a rehab program covered by Medicare which would be suitable for them.

Some individuals are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol treatment facilities around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse rehab providers. To find out which rehabilitation facilities will accept state financed insurance, consult a drug treatment advisor.

If an individual is abusing drugs or alcohol and is looking for help, there are many effective drug or alcohol rehab facilities accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective substance abuse treatment centers which require an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can differ in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug rehabilitation facility. For additional information, consult with a treatment professional at a drug rehab center in your area to see which programs your private health insurance will cover.