Self payment drug rehab facilities are an excellent alternative to other types of rehab programs i.e. private medical insurance and state funded facilities. People who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug treatment program. To learn more about self payment at a specific program, contact a drug or alcohol treatment program and ask about their payment options. It is beneficial to contact a number of facilities so that you have an understanding of your choices regarding rehab options and payment methods.

Medicaid is a type of health insurance which is accessible to people in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors including whether or not the person has dependents and if they receive any other assistance. Medicaid may even cover the costs associated with drug rehab, and there are many drug and alcohol rehab facilities throughout the country which are covered through Medicaid. Most drug rehabilitation programs which are covered through Medicaid may only provide a limited treatment curriculum and may only deliver such treatment on a short term basis, typically 30 days or less. Individuals who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to acquire the full rewards of a Medicaid rehab program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this problem continues to grow as each year passes. Seniors who are covered through the Medicare program, an insurance program funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive treatment services for drug or alcohol addiction at a wide variety of substance abuse rehabilitation programs around the country. Medicare covers both inpatient and outpatient treatment programs, and seniors who are in need of help can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

Some people are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug and alcohol treatment facilities around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse rehab providers. To find out which treatment facilities will accept state financed insurance, consult a drug treatment advisor.

When an individual is addicted to drugs or alcohol and is seeking help, there are many effective drug rehabilitation facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug or alcohol treatment programs which require an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can differ in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug treatment facility. For additional information, speak with with a treatment professional at a drug or alcohol rehab center in your area to see which services your private health insurance will cover.