Self payment drug rehab facilities are an excellent alternative to other types of rehab programs i.e. private medical insurance and state funded facilities. People who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug treatment program. To learn more about self payment at a specific program, contact a drug or alcohol treatment program and ask about their payment options. It is beneficial to contact a number of facilities so that you have an understanding of your choices regarding rehab options and payment methods.

Medicaid is a type of health insurance which is accessible to people in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors including whether or not the person has dependents and if they receive any other assistance. Medicaid may even cover the costs associated with drug rehab, and there are many drug and alcohol rehab facilities throughout the country which are covered through Medicaid. Most drug rehabilitation programs which are covered through Medicaid may only provide a limited treatment curriculum and may only deliver such treatment on a short term basis, typically 30 days or less. Individuals who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to acquire the full rewards of a Medicaid rehab program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this problem continues to grow as each year passes. Seniors who are covered through the Medicare program, an insurance program funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive treatment services for drug or alcohol addiction at a wide variety of substance abuse rehabilitation programs around the country. Medicare covers both inpatient and outpatient treatment programs, and seniors who are in need of help can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

Some people are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug and alcohol treatment facilities around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse rehab providers. To find out which treatment facilities will accept state financed insurance, consult a drug treatment advisor.

Paying for drug or alcohol treatment can be a challenge, because typically all resources have been exhausted because of their drug habit. Many drug treatment programs understand this fact which is why many drug and alcohol rehab facilities around the country provide payment options known as a sliding scale fee. There are various factors put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug rehab facilities would prefer to find a way to make it work financially so that those that need addiction help can acquire the help they need.