Self payment drug rehab facilities are an excellent alternative to other types of rehab programs i.e. private medical insurance and state funded facilities. People who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug treatment program. To learn more about self payment at a specific program, contact a drug or alcohol treatment program and ask about their payment options. It is beneficial to contact a number of facilities so that you have an understanding of your choices regarding rehab options and payment methods.

Drug addiction and alcoholism can effect many older Americans and seniors, and this issue is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance program funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive vital treatment services for drug or alcohol addiction at a variety of drug rehab facilities around the country. Medicare covers both inpatient and outpatient rehab programs, and seniors who are in need of treatment can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

Some people are covered through state financed insurance because they fail to meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug rehabilitation centers around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient substance abuse treatment services. To find out which rehabilitation programs will accept state financed insurance, consult a drug treatment advisor.

If a person is abusing drugs or alcohol and is looking for help, many effective substance abuse rehabilitation facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug or alcohol rehab facilities which offer an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol rehab facility. For additional information, speak with with an addiction specialist at a drug treatment facility in your area to see which services your private health insurance will cover.