Hospital inpatient substance abuse treatment is performed in a hospital or similar setting and is overseen by doctors and other medical staff. Hospital inpatient treatment is sometimes necessary in the beginning stages of abstinence when the client may encounter the onset of life threatening withdrawal symptoms, which is sometimes true when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which should be supervised very carefully by medical professionals in case of any complications. Hospital inpatient treatment is also delivered to individuals who choose to undergo medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detoxification approach to avoid the harsh withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detoxification is not treatment in itself however, and these individuals will need additional counseling and therapy to entirely recover from addiction.

Self payment drug and alcohol treatment facilities are a great alternative to other types of rehab facilities i.e. private medical insurance and state funded facilities. People who are able to attend self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol treatment program. To learn more about self payment at a specific program, contact a drug or alcohol treatment center and inquire as to their payment options. It is a good idea to contact several facilities so that you have a comparison of your choices regarding rehab options and payment methods.

Medicaid is a type of health insurance which is made available to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances such as whether or not the individual has dependents and if they receive any other assistance. Medicaid may even cover the costs associated with drug or alcohol rehabilitation, and there are a lot of drug treatment facilities throughout the country which are covered through Medicaid. Most drug and alcohol treatment programs which are covered through Medicaid may only deliver a limited treatment curriculum and may only deliver such treatment on a short term basis, usually 30 days or less. Individuals who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to acquire the full rewards of a Medicaid rehab program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this issue continues to grow as each year passes. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive vital treatment services for drug or alcohol addiction at a variety of drug rehabilitation facilities around the country. Medicare covers both inpatient and outpatient rehabilitation facilities, and seniors who are in need of help can consult with their primary care physician to choose a treatment program covered by Medicare which would fit his or her particular needs.

Some people are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol rehab programs around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug rehabilitation providers. To find out which treatment facilities will accept state financed insurance, consult a substance abuse treatment specialist.

When somebody is abusing drugs or alcohol and is seeking help, many effective substance abuse rehabilitation programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more beneficial drug or alcohol rehab facilities which offer an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can vary in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug rehab program. For more information, consult with a treatment professional at a substance abuse rehabilitation facility in your area to find out which services your private health insurance will cover.

Military health insurance generally refers to TRICARE and is a normally accepted insurance for specific drug rehabilitation centers. A drug rehab that accepts military insurance will usually accept most other types of insurance as well. TRICARE commonly covers detoxification, rehabilitation and outpatient treatment.