Self payment drug and alcohol treatment centers are a great alternative to other types of rehab centers i.e. private medical insurance and state funded facilities. People who are able to attend self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug rehabilitation program. To learn more about self payment at a specific program, make contact with a drug treatment center and inquire as to their payment options. It is a good idea to contact several programs so that you have an understanding of your choices regarding rehab options and payment options.

Some individuals are covered through state financed insurance because they fail to meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug and alcohol treatment programs around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug rehab providers. To find out which rehabilitation facilities will accept state financed insurance, consult a substance abuse treatment advisor.

When somebody is addicted to drugs or alcohol and is looking for help, there are many effective drug treatment programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective substance abuse rehab centers which require an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can differ in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol rehabilitation facility. For more information, consult with an addiction specialist at a drug rehabilitation facility in your area to see which services your private health insurance will cover.