Self payment drug and alcohol treatment centers are a great alternative to other types of rehab centers i.e. private medical insurance and state funded facilities. People who are able to attend self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug rehabilitation program. To learn more about self payment at a specific program, make contact with a drug treatment center and inquire as to their payment options. It is a good idea to contact several programs so that you have an understanding of your choices regarding rehab options and payment options.

Medicaid is a type of health insurance which is accessible to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors including whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug rehab, and there are many drug treatment facilities throughout the country which are covered through Medicaid. Many drug and alcohol rehab facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only provide such treatment on a short term basis, usually 30 days or less. People who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of a Medicaid rehab program.

Some individuals are covered through state financed insurance because they fail to meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug rehab programs around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient substance abuse rehabilitation providers. To find out which rehabilitation programs will accept state financed insurance, consult a drug treatment specialist.

If an individual is addicted to drugs or alcohol and is seeking help, there are many effective substance abuse rehab facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug or alcohol treatment centers which provide an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can differ in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug treatment facility. For additional information, speak with with an addiction specialist at a drug or alcohol treatment program in your area to see which programs your private health insurance will cover.

Paying for drug treatment can be a challenge, because typically all resources have been exhausted due to the persons addiction. Many drug treatment programs understand this fact which is why many drug and alcohol treatment programs across the nation provide payment arrangements known as a sliding scale fee. There are several factors put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug rehabilitation programs would prefer to find a way to make it work financially so that those that need addiction help can get the help they need.