Self payment drug and alcohol treatment centers are a great alternative to other types of rehab centers i.e. private medical insurance and state funded facilities. People who are able to attend self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug rehabilitation program. To learn more about self payment at a specific program, make contact with a drug treatment center and inquire as to their payment options. It is a good idea to contact several programs so that you have an understanding of your choices regarding rehab options and payment options.

Medicaid is a type of health insurance which is accessible to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors including whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug rehab, and there are many drug treatment facilities throughout the country which are covered through Medicaid. Many drug and alcohol rehab facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only provide such treatment on a short term basis, usually 30 days or less. People who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of a Medicaid rehab program.

Drug addiction and alcoholism affects many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive vital treatment services for drug or alcohol addiction at a variety of drug and alcohol rehab programs around the country. Medicare covers both inpatient and outpatient rehab facilities, and seniors who wish to receive help can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

Some people are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug rehab programs around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug rehabilitation services. To find out which treatment programs will accept state financed insurance, consult a drug treatment specialist.

If someone is abusing drugs or alcohol and is seeking help, there are many effective drug or alcohol rehabilitation programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more beneficial substance abuse rehab facilities which require an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol rehab program. For additional information, speak with with an addiction specialist at a drug rehab program in your area to see which services your private health insurance will cover.